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Questions you can ask your insurance provider to understand the scope of your benefits.
Do I need to meet my deductible before services are covered?
Does my plan limit the number of sessions I can have? If so, what is the limit?
What will my copayment be?
What will my out-of-pocket costs be?
Coverage and benefits vary widely by insurance provider and specific plan. Some plans have a copay for each counseling session or require you to meet your annual deductible before any benefits begin. Others plans cover mental/behavioral health services in full. It is always best to contact your insurance company directly for the most accurate information about your specific plan.
Is there a limit to how many sessions are covered by my insurance plan?
Some insurance plans have a set number of sessions that are allowed, while others have no limit. Sometimes, in order for sessions to continue to be covered your insurance company, clinical documentation may be required. Your therapist can always talk with you further about this if such documentation is being requested.